NightSpark

Finance & Accounting

AI tools for financial planning, accounting, and budgeting

10 tools available

Break-Even Analysis Generator

Calculate and explain your break-even point — the sales volume or revenue needed to cover all costs. Essential for pricing and business planning.

Business Budget Planner

Create a detailed business budget plan with projected income, expenses, and cash allocation. Tailored to your industry and business stage.

Business Expense Policy Generator

Create a clear employee expense and reimbursement policy for your company. Covers spending limits, approval workflows, and acceptable expenses.

Cash Flow Forecast Generator

Generate a cash flow forecast to project your business's cash position over the coming weeks or months. Identifies potential shortfalls before they happen.

Chart of Accounts Generator

Generate a customized chart of accounts for your business. Essential for setting up QuickBooks, Xero, or any accounting system.

Financial Ratio Analyzer

Analyze your business's financial health with key financial ratios. Get plain-English explanations of what your numbers mean and how to improve them.

Invoice Generator

Generate a professional, formatted invoice for freelance work, services, or product sales. Includes line items, totals, and payment terms.

Profit and Loss Statement Generator

Generate a formatted profit and loss (income) statement from your revenue and expense figures. Perfect for small businesses and startups.

Startup Financial Projections Generator

Create investor-ready financial projections for your startup. Includes revenue forecasts, expense estimates, and key metrics over 3-5 years.

Tax Deduction Checklist Generator

Get a personalized checklist of tax deductions you may be eligible for based on your business type, industry, and situation. Maximize your write-offs.